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There is an old adage, “the trend is your friend”. It is applicable to many things in life and particularly investing. There are patterns of human behavior that affect the political economy in the form of trends. These trends can change the…

Rate of return is a measurement of the gain or loss of an asset during the time owned and is expressed usually as a percentage. That number can also be presented in the annualized form. It is important to understand that a…

A few months ago, Stephanie Clifford, aka Stormy Daniels, reported to the police that a man approached her in a parking lot and threatened her not to reveal her past relationship with President Trump. Upon learning of this, the President called it…

These things are going on much more than we are being told.  Sometimes they occur due to a mistake by an employee or even an intentional action by a disgruntled one.  Often, the expanse and complexity of the internet just overwhelms its…

The original article was posted May 8, 2018 Fortunately, our elections had a dramatic increase in voter participation.  We will now have more women in office than ever and more diversity.  Hopefully, this will bring more balance and a more positive spirit…

TRUSTS At one time, trusts were the domain of the wealthy, but over the past few decades they have become useful planning methods for those of more modest wealth.  A Trust is a legal document with a set of conditions and instructions…

There are very important things happening in political geography.  Although technology gets a lot of attention, particularly cyber security, real locations matter too. For the past several years, China has led the world in foreign direct investment. All regions of the world.…

Interestingly, on this day twenty seven years ago, a report which was possibly leaked from the Senate Judiciary Committee, disrupted the nomination process of Judge Clarence Thomas for the Supreme Court.  It revealed that a law professor, Dr. Anita Hill,  told the…

DOCUMENTS There are numerous documents that you will need to plan and organize your estate.  Many of these will be used to actually implement your plan in the event of a disability or death. Your proposed person who will be your Power…

Vulnerabilities are appearing in the real estate market and it’s possible that a top in pricing has happened over the last month or so.  Existing home inventory is starting to accumulate and new development is uneven.  Mortgage rates have climbed to the…