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The most important thing about investment is not to lose money, especially not to lose a lot. Also, you do not want to endure significant volatility in the value of your investments. You cannot afford sizable losses. You have a house, kids,…

Several hundred years ago, there was a “giant leap” in human intellectual development when there became a special focus on accuracy. In this process, the printing press began a mandate for accuracy in communication. Martin Luther said, “Printing is the ultimate gift…

America is a capitalist controlled economy without free market operations. China is a politburo controlled economy without free market operations. Europe is a collective controlled economy without free market operations. India is a caste controlled economy without free market operations. Russia is…

The following is a recent note to my clients: The lifestyle changes I recently outlined continue in motion, not just in America, but globally. The battle between inflation/deflation will modulate, although inflation and stagflation will be constant problems causing political issues thru…

If you were in China today and the government just froze your savings account at the bank, would you rather have some gold coins or some bitcoin.

Democracy only occurs in real time, not a few years later. Information that is intentionally withheld impairs democracy. Public information that is not disclosed to the people is a deliberate manipulation to thwart democracy.

The Pew Research Center recently released a demographic study with very significant implications for our country. The report finds that over the last fifty years, the share of people living in the middle class decreased from 61% to 50%. Using their formula,…

There are many who fear the country is headed towards socialism. There are some patterns emerging. Interestingly, though, the move towards socialism is not so much being pushed by socialists. Rather, the American form is really a trend away from free market…

You really do not invest in a single asset. You invest in a financial ecosystem. Within that ecosystem, the value and the risk and the reward of all perceived assets are constantly changing, often in ways that are not always recognized until…